If you own or operate any type of company or business, there is one thing you know for certain: you have competition. You are constantly competing for sales, market share, customers… you also know it’s a battle you have to win if you want your business to fully prosper in these demanding times.One of the best ways to stay competitive is to have the latest and most efficient business tools at your service. Businesses must stay abreast of the times or fall behind the pack — it’s that simple.Internet Fax is a perfect example; it is a business communication tool you simply must have.Why?Because your competition will have it and if you’re competing against them, you must have it just to stay in the game. Especially if your business relies upon receiving and sending faxes then Internet Fax must be considered for your business.Internet Fax has many names: online fax, email fax, e fax, electronic fax, mobile fax, even phone fax… regardless of what you call it, Internet Fax is using your email system and the web to send and receive your faxes. It’s relatively cheap, it’s paperless, it’s inkless, it’s more secure, and much much more convenient than the old traditional way of faxing.Moreover, you can access your faxes anywhere anytime, wherever you have Internet access and these days that’s almost everywhere. It is completely compatible with cell phones, laptops, PDAs… a truly portable faxing service which your company can benefit from using.In order to get Internet Fax you have to sign-up for an online fax service where you receive a local or toll-free fax number. You will get an online site (interface) where you can check, send and receive your faxes. You can also store your faxes here.Generally, your faxes are sent as email attachments, usually in TIFF or PDF formats. Your online fax
service acts as an intermediary on your behalf to process your faxes, whether they’re coming from traditional fax machines or other Internet Fax users. You simply check into your site or use a desktop application to send or receive your faxes.Basically, Internet Fax simply ties in or brings all your faxing chores into the computer/internet age. It is the modern way to fax.Now since this is a “long-term” business service it pays for any company or business to shop around before picking any one service. Do your homework now and it can pay huge dividends over the long haul.Some of the major Internet Fax Service Providers are: MyFax, eFax, TrustFax, RingCentral, Send2Fax, RapidFax, MetroFax and Faxage. All of these online fax services have slightly different plans and monthly rates so check them all out before choosing a fax service that will meet your company’s needs.Costs for an Internet Fax service usually range from around $10-$15 a month, but some go for as low as $4 a month or if your faxing needs are a bare minimum — around $20 bucks a year.Again, price shouldn’t be your main concern as you will want a reliable fax service with good 24/7
support. This quality service and support should be your first criteria in choosing any fax service. You will also want one that is completely scalable to meet any demanding business fax needs should they arise.However, since most of the major fax services give you a 30 Day Trial Period, you can try before you buy. Finding an Internet fax service to match your needs shouldn’t be that difficult.For the most part, Internet Fax has many advantages: it is paperless, inkless, very portable, very convenient, more secure and more economical than the traditional way of faxing. Besides, as mentioned before, even if you’re not using it, you can be assured your competitors are using it. Can you stay competitive if your business depends upon quick fast communication on a daily basis. Can you really afford not to use Internet Fax?It’s your call.
Internet Fax – Does Your Business Have It?
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Getting Inexpensive Life Insurance for Seniors
Earlier it used to be difficult for seniors to find a life insurance policy that offers substantial coverage with low rates of premiums. Health risks multiply as we get older and insurance companies viewed this as a serious threat. Even elderly people who were healthy had a hard time finding inexpensive life insurance polices. This denied a lot of people the chance to buy themselves a comprehensive insurance package.Over time this attitude changed and the markets have realized the earning potential with this particular age group. Several companies now offer value for money life polices to the elderly who can maintain a decent bill of health. The insurance industry today is also more streamlined which makes polices for seniors more affordable.Benefits of buying life insurance: -
Affordable: They are highly affordable and term life policies are popular among seniors because they offer great coverage benefits at low rates of premiums.
Death Benefits: In term life insurance, if the policyholder dies when the policy is still in operation, his or her family stands to receive a substantial sum of money in the form of death benefits. With whole term insurance, there are even cash value benefits, which accumulates over time and the policyholder remains insured for life. The money from the policy can also be used to conduct the funeral, which has become a very costly affair these days. The remainder of the proceeds from the insurance can be used to provide financial stability to your family, where the money can be used to pay for mortgage, loans, tuition fee and other expenses.
Estate Planning: One of the main reasons why so many seniors go in for inexpensive policies is that it allows them to plan and hand over their estates to their beneficiaries effectively and smoothly. This type of insurance ensures that your estate will not be depleted by taxes upon death.
How to find inexpensive life insurance for seniors?There are several insurance companies that now specialize in selling inexpensive life insurance policies for seniors. You can start of by looking for multiple quotes on life policies that are being sold in your neighborhood. There are many sites on the Internet that deal with these life products.For instance, open any insurance rate comparison site and you will have to fill out some details related to the ideal life policy you are looking for. This includes information on face amount, type of policy, health class, gender, DOB and zip code details. Once you have filled out the online form, the site would generate multiple quotes on life insurance policies that are active in your locality. While looking for inexpensive life insurance policies for seniors, look for those products that offer low set of premiums accompanied by substantial coverage benefits.Most sites nowadays display quotes in a tabular form, which makes it easier for visitors to compare pros and cons of each life policy listed. Create a shortlist of policies, which you feel are right for you. Now you can visit the individual insurance sites of these life products and generate quotes again, which will be even more accurate this time round.Study the terms and conditions of all these inexpensive life insurance policies and also ensure that you have analyzed your own profile well. As one gets older, the number of health problems usually increases and we also need to consider these factors while going in for a comprehensive life insurance policy.It can also be a good idea to take the help of an independent agent, who specializes in selling inexpensive life insurance for seniors. They have a thorough understanding of the insurance industry and will be able to recommend suitable alternatives that offer better value for money. They are also better placed to recommend insurance companies after going through health reports. This is especially true if you are suffering from a known medical condition or just recovering from a recent illness. For instance if you have diabetes, the agent might be able to recommend a specific insurer that offers cheaper life policies than the rest.All insurance companies have their own underwriting guidelines to which they adhere too. As a result there is always an opportunity for seniors, even those with serious medical conditions to become eligible for inexpensive life insurance if they are prepared to look far enough.